Hotline Call Centre: 1500 674 (MSI)Moveable Property Insurance
Covers interests against all types of risks or accidents that may cause damage to or loss of your property.
Key features
Moveable items/property coverage
Covers moveable items/property such as office equipment (i.e. computers, copy machines, fax machines, telephone machines, etc.)
Made-to-order
A “made-to-order” type of insurance that can be adjusted to your need
Plan highlights
Covers mobile phone, notebook/laptop
Basic coverage of object insured in Indonesia territory, outside country apply T/C
Plan details
This policy covers all risks to movable property for loss or damage to the insured object (the insured property), except those excluded in the Policy.
Examples of Benefits:
Fire, Explosion, Impact of Falling Aircraft, Smoke from Building Fires.
Storm, Hurricane, Flood, Water Damage, Landslide.
Theft and Robbery.
And other risks except those excluded in the Policy.
Optional Extensions of Coverage:
Earthquake, Tsunami, Volcanic Eruption
Riots, Strikes, Civil Commotion, Looting during riots
Territorial limits including overseas
Other extensions
Loss or damage arising directly or indirectly from war (whether declared or not), civil war, revolution, rebellion, popular uprising, or riots, strikes and civil commotions arising therefrom, terrorism. For the purpose of this insurance, terrorism means an act, including but not limited to the use of force or violence and/or the threat thereof, by any person or group of persons, whether acting alone or on behalf of or in connection with any organization or government, committed for political, religious, ideological or similar purposes, including the intention to influence any government and/or to put the public or any part of the public in fear.
Loss or damage arising directly or indirectly from earthquake, volcanic eruption, or tsunami.
Loss or damage arising directly or indirectly from seizure, prosecution, confiscation or destruction by order of the Government or other government agencies, except when such actions are taken as part of necessary measures for fire extinguishment or evacuation.
Loss or damage arising directly or indirectly from wear and tear of the Insured Property or rust, mold, deterioration, discoloration or similar changes in condition due to the nature of the Insured Property itself, as well as loss or damage caused by rats or harmful insects.
Loss or damage arising directly or indirectly from inherent defect of the Insured Property itself, provided, however, that this exclusion shall not apply to loss or damage caused by an inherent defect that could not be detected by the Insured, the Applicant, or any person acting on behalf of the Insured in handling the Insured Property, even if they exercised all reasonable preventive measures.
Loss or damage caused by radioactive material, explosive or other hazardous characteristics of nuclear fuel (including spent fuel) or anything contaminated by such nuclear fuel (including products of fission), including loss or damage arising from an accident or accidents caused by such hazardous characteristics.
Loss or damage caused directly or indirectly by deliberate wrongdoing or negligence of the Insured, the Applicant, or the Beneficiary; this provision shall apply only to the portion of indemnity that would otherwise be received by the said Beneficiary.
Loss or damage caused by deliberate wrongdoing by members of the Insured’s household living with the Insured, provided that this provision does not apply if such deliberate wrongdoing was committed without the intention of enabling the Insured to obtain compensation.
If the Insured Property is being processed or worked on (excluding repairs), any loss or damage occurring after such processing or similar work has begun.
Loss or damage arising from incorrect operation or defective workmanship in connection with repair, cleaning or similar work on the Insured Property, except for loss or damage caused by fire (excluding heat) resulting therefrom.
Loss or damage arising from electrical or mechanical breakdown of the Insured Property, unless fire (excluding heat) ensues or unless such breakdown results from an unexpected external event.
Loss or damage caused by fraud or embezzlement.
Loss or damage caused by misplacement, mislaying, or mysterious disappearance of the Insured Property.
